
For us to
find out if you might qualify for
possible compensation, we first need to
review your products. There a
number of products we can review for
you, with two key dates, which are as
follows:
-
Mortgages -
If you have, or have
had a mortgage (residential or
buy-to-let) that was taken out
prior to 2006
then you may be entitled to claim some
money back from your lender(s)
-
Secured Loans
-
if you have or have
had a
secured loan that was taken out
prior to April
2007
then
you may be entitled to compensation.
If you have a current balance and
the contract is found to be
unenforceable then you may be able to
claim to have the remaining debt
completely written off
-
Personal (unsecured)
Loans -
If you have a current
personal loan that was taken out
prior to April
2007 with an outstanding
balance, then you may be able to
either claim for compensation or
claim to have the remaining debt
completely written off
-
Credit Cards -
If you have a credit
card that was taken out
prior to April
2007 and the card has a
current balance then you may be able to
claim to have the remaining debt completely
written off as well as the
possibility of having all
previous charges refunded
-
Car Finance
-
If you took out car
finance
prior to April 2007 then
you may be entitled to claim for compensation
or, if there is still a current balance,
you may be able to have the
remaining debt completely
written off
-
PPI Claims -
if you have taken out any form of
payment protection insurance (PPI)
for a loan, credit card or mortgage,
you may be entitled to claim it
back
-
Bank & Credit Card Charges -
if you have paid bank or credit card charges going
back up to six years, you can claim
to have them refunded
So
What's The
Next Step?
The next
step is for us to
have a chat
so I can arrange a product review to
ascertain whether you're entitled to
claim for compensation in relation to any of your product(s). The
information I require can be either
taken over the telephone, or we can
arrange to meet up at a time and place
that is mutually convenient (usually
your home or my office).
The whole
process right from the initial
consultation, making a claim, to receiving your
compensation is outlined on the 'How It Works'
page. |
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>>
Ministry Of Justice
>>
Consumer Credit Act (CCA)
>>
OFT: Introduction to the CCA
>>
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Compensation Review
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